A smooth sailing guide to dealing with memory loss and finance

It’s an unfortunate fact of life: as you grow older, your memory is likely to fade. While you’ll probably be forgiven for forgetting the odd anniversary, the stakes are much higher when it comes to keeping track of your finances.

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Tax return

Done your tax return yet? Time to get cracking

Just like a Melbourne Cup winner tearing down the outside, the October 31 tax deadline can quickly rush up on you. As the Australian Tax Office can fine those who fail to get theirs in on time, it might be time to get cracking.

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Financial Stress

Six ways to ride through financial stress

Sticking to a financial plan – such as paying off a mortgage – can be a long journey that’s punctuated by high highs and low lows. Here are some tips to get you through the tougher times.

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‘Budget’ shouldn’t be a dirty word. Here’s why you need one

While creating a budget isn’t exactly pig-in-the-mud kind of fun, following a few simple steps can have you laughing all the way to the bank.

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Thinking of waiting before you invest?

Are you thinking of waiting a while before you invest? Is that out of FEAR? More money is lost by home owners by simply  putting off or procrastinating than by any other reason! Smart investors who have goals in place and understand that property investing is a long term strategy, will make money in property over the…

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Loan fixed so you don’t want a review?

This is something we hear from clients all the time “We will wait until our fixed loan comes off and have a review then”. This response could set you back tens of thousands of $$$ if your current mortgage structure isn’t personalised to you.  In many cases when you are buying a home your main focus is finding and…

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First Home Buyer Jitters?

Many people who would like to own homes have fears that prevent them from buying. Buying a home is usually the largest purchase a person ever makes so you have to take it seriously. If you’re one of these people who are hesitant and have been sitting on the fence – there are simple steps you can take…

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Five common reasons home loan applications are rejected

Whether it’s unrequited love, or an unsuccessful home loan application, getting your heart broken is never easy. Here are five common reasons home loan applications are rejected.

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Embarrassed About Your Finances?

At Bricks & Mortgages we are a judgement free zone and have a huge focus on education. “Our goal is to make a positive profound difference to your financial well being” Money management is not something that is taught well at any level in our education system, you don’t know what you don’t know! When we…

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3 Hacks For Fighting Procrastination

When it comes to reviewing finances the most common excuse we hear is “We don’t have time”. Putting your finances on the back burner can be a very costly mistake! It can cost thousands in interest and set your financial goals back by years. You don’t have to be earning a huge income to be able to make a difference…

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